The agents at Kasmann Insurance are sometimes referred to as “Insurance Gurus” because of the knowledge we possess, and the savings and protections we’re able to offer our customers. We love the complement, but we don’t want to take too much credit! We’re not mind readers, and there are lots of changes that can happen
Read MoreThis checklist from Travelers can help keep your Home on the right track this Spring!
Read MoreFor some of us, owning a condominium is the perfect balance of investment, security, and ease of living. When the Condo Association takes care of mowing, weeding, snow shoveling, outdoor maintenance, siding, roofing – everything that’s “studs-out” – it takes a lot of work and worry out of home ownership. Buying a vacation condo as
Read MoreThroughout 2023, we saw constant and consistent increases in insurance premiums at renewals, regardless of individual claims history or driving records. The infographics below were created by Travelers Insurance to help explain the many factors effecting Auto and Homeowners Insurance premiums. While there are many factors that influence rates, national claim frequency and severity remain
Read MoreYour home is your castle, and you’ve invested a great deal of time and money to make it look its best. When weather, water, fire, or another loss event damages your home, your Homeowners Insurance policy is designed to get your home back to the state it was in before the loss occurred. But what
Read MoreModern life is busy enough without having to ask yourself “how might this affect my insurance?”. Thankfully, the agents at Kasmann Insurance are constantly pondering what your purchases, vacations, and life changes may mean for your insurance coverages and needs. To help us help you, we’ve compiled a list of the top 12 things we
Read MoreThis weekend will bring us the lowest sub-zero temperatures we’ve seen all season. Study these tips from Travelers on how to prevent frozen pipes, and avoid having to call us for a claim.
Read MorePuppies. Kittens. Come get your dose of cuteness at the office today.
Read MoreChances are, your insurance rates have increased recently, even if you haven’t had any claims, accidents, or tickets. Industry forces and climate change are at work, and Auto-Owners explains more in the graphics below.
Read MoreRenting a car for your next vacation or weekend get-away? If you have Comprehensive and Collision coverages on your Auto Insurance, it will most likely carry over to your rental car, unless you’re renting outside of the United States. In that case, you may need to purchase insurance in the country you’re visiting. But what
Read MoreWe all love our pooches! Big or small, fluffy or sleek, super-smart or kind of silly, dogs are important members of almost 40% of American families. Unfortunately, with all that love comes a certain amount of risk inherent in interacting with dogs. In 2018, there were 344,202 emergency room visits as a result of dog
Read MoreThe world of cyber-crime is a complicated and ever-changing one. It seems that every other day, the news media is reporting on another cyber-attack on a large corporation or local government, or even a small community college. Cyber-attacks come in many forms, including identity fraud, theft of financial data, ransomware, cyber extortion, and more. On
Read MoreThis article from Big I: Independent Agent Magazine explores why car repair times have increased dramatically over the last few years. Do you have sufficient Rental Reimbursement coverage to help keep you moving until your vehicle is fixed? Call your favorite Agent at 573-442-1105 to review your policy today!
Read MoreModern life is busy enough without having to ask yourself “how might this affect my insurance?”. Thankfully, the agents at Kasmann Insurance are constantly pondering what your purchases, vacations, and life changes may mean for your insurance coverages and needs. To help us help you, we’ve compiled a list of the top 12 things we
Read MoreOn most Auto Insurance Declarations pages, there will be two mysterious lines marked “UM” and “UIM”, with some numbers listed beside them. If you’re lucky, the words will even be spelled out: “Uninsured Motorist Coverage” and “Underinsured Motorist Coverage”. But what do those words actually mean, and how do they affect your coverage if you’re
Read MoreAn article from The Big I – Independent Agent Magazine showing just how prevalent distracted driving has become.
Read MoreYour ride is as unique as you are, and we can help you insure it. Give us a call today at 573-442-1105.
Read MoreThe agents at Kasmann Insurance are sometimes referred to as “Insurance Gurus” because of the knowledge we possess, and the savings and protections we’re able to offer our customers. We love the complement, but we don’t want to take too much credit! We’re not mind readers, and there are lots of changes that can happen
Read MoreAn article from our partners at Auto-Owners Insurance.
Read MoreIt’s so exciting to think that our company has been in business for an entire century! Explore the Timeline below or follow this link to see what has changed, and what remains the same, in the last 100 years at Kasmann Insurance. Quality customer service is one of the many reasons why our agency has withstood
Read MoreThe agents at Kasmann Insurance are sometimes referred to as “Insurance Gurus” because of the knowledge we possess, and the savings and protections we’re able to offer our customers. We love the complement, but we don’t want to take too much credit! We’re not mind readers, and there are lots of changes that can happen
Read MoreAn article from our partners at Auto-Owners Insurance: Estimating Your Life Insurance Needs It’s that time of year, again: Time to reset the new year with a resolution. What type of resolutions have you set for this year? Was it a new weight-loss goal? Was it putting more money into savings? Taking up a
Read MoreClick here to learn more about Cedar Creek Therapeutic Riding Center and the amazing work that their horses, staff, and volunteers do for children and adults with disabilities.
Read MoreClick here to read an informative article on Homeowners Insurance from Big I.
Read MoreThe agents at Kasmann Insurance will be the first to admit, there are AMAZING deals to be found online. The one brand of tennis shoe grandma will consent to wear? Found them, bought 3 pairs. The 5 ottocinclus catfish that will make the fish tank a happy community? Shipment arrives tomorrow. Don’t want to go
Read MoreAN ARTICLE FROM OUR PARTNERS AT FOREMOST INSURANCE by Marrio Roberts Jr. There’s nothing quite like a warm, crackling fire in the fireplace to up the cozy factor during the holiday season, and all winter long. If you’re asking yourself “Are fireplaces safe?” you’ve come to the right place. There are things you can do
Read MoreKeep your workplace safe this holiday season with these tips from the Auto-Owners Loss Control Newsletter.
Read MoreThere are approximately 76 million baby boomers currently living in our country. Studies show that 52-70% of them will require long-term medical care due to a chronic illness, injury, disability, or age-related issues. Medicare and most private health plans do not pay for a majority of the services provided in long-term care. If you have assets to protect and want to manage your options for your own care, you...
Read MoreAn article from our partners at Foremost Insurance by Marrio Roberts Jr. Fall is here, which means winter is getting closer. The dramatic weather changes around this time of year (in most areas) can affect your vehicle’s performance in many ways, so it’s a great idea to make sure your car is in great shape.
Read MoreSome choices are harder to make than others, but choosing an insurance agent that you trust is always easy! Give us a call at 573-442-1105 or shoot us an email when you have questions, are considering a new home or vehicle purchase, or when a member of your family is maturing from toilet-paper-pulling to driving.
Read MoreAn article from our partners at Foremost Insurance.
Read MoreUnderstanding insurance terms is easy when you’ve got a Kasmann Insurance Agent just a phone call away. Questions about your policy? Call 573-442-1105 today!
Read MoreA blog post from our partners at Safeco Insurance.
Read MoreIt’s important to take stock of your possessions BEFORE something happens to them. If you discover high-value items that should be insured separately, we can help you with a Personal Articles Floater to add to your Homeowners or Renters Insurance, or as a stand-alone policy. Call us today at 573-442-1105 with questions about your stuff
Read MoreLong working hours. Highs above 90 forecasted for the next two weeks. Shrinkflation at the grocery store. Gas prices!! Just when we think we have enough things to stress about, something else gets piled onto our plate. But while it seems like there’s nothing we can do to combat the growing list of stressors in
Read MoreIt doesn’t matter what month you’re planning your wedding, we can insure your big day. Give us a call at 573-442-1105.
Read MoreFROM OUR PARTNERS AT FOREMOST INSURANCE by The Foremost Creative Team What do outdoor adventures look like for you? Whether it’s an ATV, UTV, dirt bike, dune buggy, golf cart or other off-road vehicle (ORV), you’ll want to make sure you have the right type of insurance coverage to protect your toys. It’s important to
Read MoreAs Insurance Agents, we’re constantly researching new trends and issues so we can continue to provide the best services for our clients. One place we love to check out is Insurance Journal, The National Property Casualty Magazine. Below are some recent articles that piqued our interest, and that may help you understand more about your
Read MoreWith all the stress and hassle of moving into a new apartment, insurance is probably the last thing on your mind. And if your new landlord doesn’t require it… well, why bother? That kind of thinking is why only 37% of renters carry Renters Insurance. Unfortunately, it also exposes 63% of renters to unnecessary liability
Read MoreFROM OUR PARTNERS AT AUTO-OWNERS INSURANCE We’ll make this easy. You need liability insurance but have some questions. No problem! Check out our quick overview of what liability insurance is, what it covers and how you can get a quote, below. What is liability insurance for business? Liability insurance provides coverage for bodily injuries and property damage
Read MoreAt Alpine Park and Gardens on North Proctor Road in Columbia, owner Barry Homan has created a sustainable oasis of plants, trees, water features, and custom buildings that has hosted over 800 weddings in the past 30 years. There are many things that set Alpine Park and Gardens apart from other local “country” wedding venues;
Read MoreIf you are able to donate any of the following items, we are collecting them at the office to distribute to local unhoused individuals in need: Blankets Coats Hats, Gloves, and Scarves Socks Gently used Heavy Shoes and Boots Non-perishable Foods Chapstick Feminine Products Gift Cards No Kids’ Items Needed
Read MoreFROM OUR PARTNERS AT FOREMOST INSURANCE by Jenean McLoskey Saving on your energy bill can have its challenges — especially if it’s an older model. If your home was built before 1976, chances are it’s not exactly energy efficient. This is due to the U.S. Department of Housing and Urban Development (HUD) code not taking
Read MoreColumbia’s community Blessing Boxes have sprung up all over town, and this year we are once again gathering donations for one that’s close to our office. It’s in the parking lot of St Luke’s United Methodist Church on Ash St in Columbia, just down the hill from us. This holiday season, we’re going to be
Read MoreGet the informative answer you (actually) want from our partners at Auto-Owners Insurance in their most recent blog post.
Read MoreFollow us on Social Media – Facebook, Twitter, Instagram and LinkedIn to learn from our Insure-Ants!
Read MoreCheck out the “Women to Watch” feature in the September issue of Inside Columbia. Stacey is on page 140!
Read More2021 marks Missouri’s Bicentennial year, as Missouri officially became the 24th state admitted to the United States on August 10, 1821. So take advantage of the not-so-hot weather forecast this weekend, and head on out to a regional or local event celebrating the Bicentennial, check out an exhibition at the State Historical Society of Missouri,
Read MoreFROM OUR PARTNERS AT FOREMOST INSURANCE Whether you bought a new or used mobile home, odds are that when you purchased it the design wasn’t exactly what you wanted. Builders may not use the most high-end materials on new builds, and if it’s an older model, it may be time for an update. If you
Read MoreJoin us this Sunday, July 25th for the 3rd annual Craft Beer & Carts Fundraiser at Logboat Brewing Company in Columbia, benefiting Mobility Worldwide. Our decorated cart will be there!
Read MoreWe’re entering the second quarter of 2021 and we’re still talking about Covid-19. Are we done yet? We value the trust you have placed in us, and we are committed to keeping ourselves and our customers safe and healthy, so that we can continue doing our best work for you. As things slowly open up
Read MoreFROM OUR PARTNERS AT FOREMOST INSURANCE GROUP by Jenean McLoskey As the weather starts warming up for riders who live in the north, there’s good news! It’s time to take your bike out of storage and get it ready for the open road. If you’re someone who’s been riding all winter long, you can take
Read MoreYou’ve worked hard to establish your successful business, and there’s nothing better than a day when everything goes right, operations run smoothly, and important tasks get done. These triumphs are a result of being organized, smart hiring and training, and a solid reputation in the community. But there’s another key ingredient that sometimes gets overlooked,
Read MoreCheck out the latest blog entry from Auto-Owners to learn more about how Homeowners Insurance can help you recover from severe weather.
Read MoreWe now have a mobile App and an Online Customer Portal! Please email Anne to receive your Username and Password if you’re interested in having your ID cards, policy info, documents, and agent contact options with you wherever you go.
Read MoreHappy 2021! Many people like to start a new year off with a resolution, like to clean out a closet, re-organize schedules, read more books, or, in extreme cases, start a diet and join a gym. At Kasmann Insurance, we won’t encourage you to do such drastic things to mark the new year, but we
Read MoreFROM OUR PARTNERS AT FOREMOST INSURANCE GROUP by Jenean McLoskey If you live in a climate with snowy winters, you’ll most likely be putting your motorcycle away for the season. Your bike is an investment of your finances and your time, and it’s important to think about keeping it clean and safe while the weather
Read MoreWhat a wild ride this year has been! It has been referred to as “these unprecedented times”, “the new normal”, or by several other names and it has been unsettling for many to say the least. We want to thank each and every one of you for your loyalty through this past year, while we
Read MoreCheck out these tips from Auto-Owners on how to prevent christmas tree fires.
Read MoreHELPFUL TIPS FROM OUR PARTNERS AT AUTO-OWNERS INSURANCE You work hard to grow your small business but it doesn’t feel small to you. To you, it’s your livelihood and your legacy. We get it. We know you work hard to build it, so it makes sense you want to protect it with the best commercial
Read MoreFROM OUR PARTNERS AT FOREMOST INSURANCE GROUP ARTICLE BY JENEAN MCLOSKEY When the air feels crisper, the leaves start changing and the pumpkin spice products make their reappearance in stores … you know the best time of the year has arrived: fall! One of the best parts of fall is the food, the warm cider
Read MoreEvery month, our agents check the renewals of our current policies, to watch for increases in premium that may signal the need for us to shop for a new insurance provider for a client. While factors like claims, tickets, insurance score, age, and home ownership can affect rates, there are also forces at work in
Read MoreWe always enjoy giving people directions to our office: “It’s at the corner of Garth and Ash, two blocks north of the library, you can’t miss it!” The reason you can’t miss our building is its striking and iconic design. The sweeping rooflines, huge picture windows, and warm interior spaces are the creation of local
Read MoreSince it was founded in 1923, Kasmann Insurance has gone through several name and ownership changes. But one thing that’s remained constant is that we are an Independent Insurance Agency, working with multiple companies to find the best fit for our clients. Check out the latest blog from Auto-Owners to learn what sets Independent Insurance
Read MoreWe want you to understand the coverages and limitations of your Homeowners Insurance policy before you need to use it. This Auto-Owners blog entry highlights five aspects of Homeowners Insurance you may not be aware of. If anything in this blog gets you thinking about your own coverages, give us a call – we’re always
Read MoreHELPFUL TIPS FROM OUR PARTNERS AT FOREMOST INSURANCE Portable Generator Safety Tips | Foremost Insurance Group I’ll start off by saying the obvious – losing power in your home is no fun. Whether it’s due to a storm, a short circuit or a squirrel that decides to climb up on a power line and start
Read MoreWe value the trust you have placed in us, and we are committed to keeping ourselves and our customers safe and healthy, so that we can continue doing our best work for you. Our office is now open by appointment only, please call 573-442-1105 or email your favorite agent at least one day in advance
Read MoreYour insurance agent takes as much pride in protecting your home as you do in owning it. Check out Auto-Owners latest blog entry to for tips on how to talk to your agent about your policy, your concerns, and any home improvements you may be planning.
Read MoreA lot of things have changed in the past couple months due to Coronavirus. Although Columbia began re-opening several weeks ago, high-risk or more cautious residents are still staying at home and taking advantage of many online and delivery services. With such an increase in online activity, extra protection should be considered to safeguard your
Read MoreFROM OUR PARTNERS AT FOREMOST INSURANCE GROUP Article by Kaitlin Cassell Many say that once you ride a motorcycle, you can never go back. The exhilaration and freedom are enough the get you hooked, but have you thought about the economical and lifestyle benefits of riding? Studies show that motorcycles are good for riders, the
Read MoreIt may not be a great time to learn about flood insurance when water from a heavy spring rain is creeping up your lawn towards your front door. Whew! Aren’t you glad that time has almost passed? We know you also have enough to worry about without adding floods on top of murder hornets, but
Read MoreYou can read our latest office update here. Many of the companies we represent are focusing on online resources for payment and paperwork, and also may have options for those affected financially by the Covid-19 pandemic. Most of our Auto Insurance carriers are also pro-rating lower premiums for April and May. Please contact your specific
Read MoreIf you’ve been to the gym, a convention center, or a theme park lately, you may have noticed charging stations where you can plug in your mobile device for a quick charge. We’re thrilled to announce that Kasmann Insurance is now sponsoring a charging station at the Activity and Recreation Center (ARC) at 1701 W
Read MoreThe National Fire Prevention Association’s latest blog post reminds us that while Spring is in the air, potentially harmful carbon dioxide could still be in the air as well. Click here to read more.
Read MoreYour Auto insurance renewal packet just came in the mail, and you pulled your new ID cards out from the pile of paperwork and got them ready to replace your expiring ones next month. Great job! But what about all those other papers that came in your renewal packet? While your updated ID cards are
Read MoreHELPFUL TIPS FROM OUR PARTNERS AT FOREMOST INSURANCE I can only imagine a few things worse than waking up in the morning and discovering the unexpected – you’ve been robbed! You may feel violated, and then angry…and then confused. You might think, “Who would do this, and how did it slip right under my nose?”
Read MoreHappy New Year! 2020 is looking fantastic so far at the Kasmann Insurance Agency, and we hope it will bring you and your family great things. As the official “holiday” season winds down, and our lives return to a more normal schedule, it’s a great time to re-assess fire safety knowledge and procedures in all
Read MoreHELPFUL INFORMATION FROM OUR PARTNERS AT AUTO-OWNERS INSURANCE – What Cybercriminals Don’t Want You to Know Thieves are working extra hard this tax season to steal your information and gain access to your money. These cybercriminals use email and phone scams to trick taxpayers into revealing valuable information. In a tax tip article, “Don’t take
Read MoreNow that we’re firmly in the holiday season, it seems that everyone is out shopping for those deals and must-have presents. This means that parking lots are going to see a lot more action this month – and a lot more accidents. Parking lots have some unique features that may affect how fault is assigned
Read MoreHELPFUL TIPS FROM OUR PARTNERS AT FOREMOST Did you know that Americans produce more trash during the holidays than any other time of year? 25% more, to be exact.¹
Read MoreIt’s happened to all of us – we step out of the door in the morning, dressed and ready for a great day, we go to start our car’s engine and … nothing – someone left the lights on last night and now the car’s battery is dead. After a brief moment of panicked rage,
Read MoreAN ARTICLE FROM THE FOREMOST BLOG Homes become vacant for many reasons. Maybe your home is for sale but you haven’t found a buyer yet. Or you’ve purchased a new home but won’t move in for a while. It could be a rental property that’s between tenants. Whatever the cause, there are some insurance risks
Read MoreAdventure-filled books, educational toys, adorable clothes, cuddly stuffed animals – a child receives so many wonderful gifts from friends and family when they enter the world. How many presents will a child truly benefit from – and how many will significantly impact a child’s future and family? As a parent or grandparent, there is a
Read MoreFrom household poisons to cold weather hazards, there are so many important safety issues to consider for your pet during the fall. Follow these tips from our partners at Foremost to make sure your furry friends stay healthy and safe!
Read MoreWe hope by now that you know two things about Kasmann Insurance: 1. We sell personal and commercial insurance products from a variety of carriers and will do our best to match our best product with the best price for our customers. 2. We LOVE animals, especially the rescued kind. Because of this passion, the
Read MoreSeptember is Life Insurance Awareness month and we want to make sure our customers are conscious of a few common facts provided by our partners at Auto-Owners Insurance Company. Life insurance is one of those products that most everyone knows they need; however, most people do not purchase coverage until an important life event motivates
Read MoreAuto insurance rates have been on the rise and one question we are often asked is, “Why aren’t new cars less expensive to insure if they are so much safer?” Vehicles are now equipped with more safety features than ever before which are helping to prevent collisions, vehicle fatalities and vehicle thefts. When consumers buy
Read MoreHELPFUL INFORMATION FROM OUR PARTNERS AT FOREMOST INSURANCE The Foremost Blog There is a common misconception that being a landlord is a great, easy way to make some money, but that is often not the case. Renting out a property can be a time-consuming and energy-draining task, but it has its’ perks.
Read MoreIt’s summer and despite the heat, Mid-Missouri yards are lush and growing. As part of the upkeep of your yard you may be thinking about trimming some trees this season, whether you’re protecting your home from future damage or you have left-over damage from a winter or spring storm. Did you know that well maintained
Read MoreHELPFUL INFORMATION FROM OUR PARTNERS AT FOREMOST INSURANCE PROVIDED BY PET HEALTH NETWORK Help your pooch make the most out of summer Dog Checkups & Preventive Care Our pets love summer just as much as we do! For many, it’s the best time of year to be out, about, and enjoying all that the season
Read MoreHELPFUL INFORMATION FROM OUR PARTNERS AT FOREMOST INSURANCE PROVIDED BY ConnectSafely.org If you’re a parent, it’s hard to keep an eye on what your teens do 24/7, including what they do on social media. Make sure they aren’t putting their safety at risk by going over this helpful guide!
Read MoreAN ARTICLE FROM OUR PARTNERS AT AUTO-OWNERS INSURANCE: Don’t Allow Your Business to Fall into these Common Coverage Gaps With the daily grind of project management, subcontractors, and employees, many entrepreneurs simply do not have the time to consider which commercial insurance is best for their business. This is especially true given all of the,
Read MoreElectric scooters have arrived in your college town! Now what? How will they be regulated by the local government? Who will be held liable for injuries or damage? Will your personal insurance cover you?
Read MoreAN ARTICLE FROM OUR PARTNERS AT AUTO-OWNERS INSURANCE: Do you share ownership in a business? If so, what would happen to your company if one of the owners were to pass away? A buy-sell agreement funded with life insurance could be the exact protection needed to keep your business running.
Read MoreThinking about renting out a room in your home for a little extra cash? According to AirBNB, you could make up to $455 monthly by renting out one room in your home. That may seem like a nice addition to your income, but there are some factors to consider before making a final decision. Did
Read MoreAN ARTICLE FROM OUR PARTNERS AT TRAVELERS INSURANCE: By Scott Humphrey Second Vice President, Risk Control CO is a colorless, odorless gas produced by the incomplete burning of any carbon-containing material, including gasoline, natural gas, propane, coal or wood. CO is dangerous because it replaces oxygen in the blood and interferes with the transport of
Read MoreA lot has changed in the past couple years since we first wrote about ridesharing (the service where you obtain a ride through a smartphone app for a fee). There are several transportation network companies (TNC’s) who provide this service; however, Uber and Lyft are still the most recognized. With time, usage has increased in
Read MoreWhile the agents at Kasmann Insurance are no longer the party animals we once were, our pets try to make up for it! Enjoy photos of our dogs and cats partying the night away to ring in 2019. We wish all of our current and potential customers a safe and joyous new year. Remember to
Read MoreThroughout the year, Kasmann Insurance has focused our efforts on educating our clientele about commercial insurance. To wrap this year up, we would like to dedicate December to people who work from home. According to Global Entrepreneurship Monitor, more than two-thirds of businesses in the United States start from home, while more than 59% continue
Read MoreAs a business owner, you have already purchased insurance to protect your liability, property, autos and workers. Throughout this year, the agents at Kasmann Insurance have stressed the importance of certain commercial coverages that we receive a lot of questions about, or feel are often overlooked. Commercial Umbrella insurance is one of those products that
Read MoreEquipment breaks. We’ve got a coverage for that! What would you do if your business equipment experienced a mechanical breakdown and your production and business income suffered as a result? Let the agents at Kasmann Insurance Agency help you mitigate your commercial losses with a wide variety of coverages and options, including Equipment Breakdown.
Read MoreIf you have been unable to tell, either by visiting their website or office, the agents at Kasmann Insurance are crazy about animals. More specifically, they are crazy about fostering and rescuing cats and dogs in the Columbia community. You’ve heard that some people are “cat people” while others prefer dogs? The agency is pretty
Read MoreAre you a business owner with a commercial auto policy? Or, are you an employee furnished with a company car? Do you know if you have proper coverage when you drive a rented or borrowed vehicle? Let Kasmann Insurance Agency help! Let us answer your questions to clear up any confusion about whether you, your
Read MoreYou’ve heard of Workers’ Compensation – it’s the insurance that employers purchase for their employees to cover any work-related injuries or illnesses. Federal employees are covered under the Federal Workers’ Compensation program, but all other workers in the country are mandated by state laws and regulations.
Read MoreOur country has seen an increase in mass shootings in recent years, especially in seemingly safe places like schools and churches. Because churches are public buildings, and often boast open door policies with little to no security, they have become more susceptible to mindless acts of violence. Do you know if your church has put
Read MoreClick here to read the content About the Publication: Columbia Business Times “Columbia’s only B2B magazine that provides an in-depth analysis of business issues and the key personalities that impact our community. Your resource for business news, networking, professional development, and nonprofit opportunities.”
Read MoreMark it on your calendar – May 26th and 27th – and come enjoy free parking and admission to the 30th Annual Salute to Veterans Corporation Memorial Day Weekend Celebration Airshow! Click here for the 2018 Public Service Announcement
Read MoreWhen was the last time you heard news about a major corporation suffering from a data breach? Last week? Today? Big companies receive big media attention, but did you know that 71% of cyber attacks are on small businesses? In fact, according to Industry and Business, 95% of credit card breaches reported by Visa Inc.
Read MoreNonprofit organizations operate differently than for-profit businesses; therefore, they have different risks and insurance needs. While all organizations should have General Liability Insurance (often referred to as “slip and fall insurance”), the amounts and types of insurance needed beyond that depends on the work being done, services provided, or people involved.
Read MoreThe premium for certain commercial insurance policies is based on the classification of business and on how much business is done (payroll, sales, etc.). General liability, liquor liability, and workers compensation rates are initially estimated at the beginning of the policy term. Once the policy term expires, or the policy is cancelled, the insurance company
Read MoreJoin us on a journey through time! We began as the Sampson Agency in 1923, later converted to the Sampson-Kasmann Agency in 1962, and after Norris Sampson’s retirement in the late 1960’s, the name became Kasmann Insurance Agency, Inc as we know it today. Click on the Timeline below or follow this link to see what
Read MoreJust like superheroes, the agents at Kasmann Insurance have sidekicks. Unlike most superheroes, our sidekicks happen to have four legs and a tail. We introduced you to our fun-loving, furry friends once before, but there have been quite a few updates and additions since then. Bill Kasmann’s “Little Dog Squad” Peanut, Sammy, Pippa, and
Read MoreWhole life is the most versatile financial instrument ever devised for the protection of families and businesses and the creation and enhancement of wealth. To appreciate the great values of this type of life insurance protection, this article explores how it works, its uses, its benefits and the options you have in structuring a contract
Read MoreHave you noticed your auto insurance rates keep creeping up every renewal? You’re not alone. In fact, it is probably one of the biggest complaints insurance agents currently hear. If you haven’t had any tickets or accidents, and your car keeps getting older, then why does your auto insurance keep getting more expensive? The agents
Read MoreIf you watch television you are probably familiar with commercials for the Gerber Grow-Up® Plan. “For just pennies a day, you can help your child get off to a good financial start!” Doesn’t that sound like a fantastic idea? As parents, isn’t it our job to help plan for our children’s’ future and get them
Read MoreSummer is about over, which means it’s almost time for our favorite, furry Stephen’s Lake Park event, otherwise known as Paws in the Park. As a client of the Kasmann Insurance Agency, you probably already know Shannon Kasmann. Aside from helping run things at the agency, Shannon jokes that she has a second full-time job
Read MoreLong Term Care insurance (LTCi) is an extremely important part of a financial plan. LTC insurance came into existence approximately 35 years ago. As a result, we are experiencing constant change in the types of policies available in addition to makeup of the “typical buyer” of LTCi. This type of insurance includes a wide range
Read MoreAt the Kasmann Insurance Agency, we regularly take phone calls and answer our customer’s questions about their coverage. Sometimes, we’ll notice a trend in the questions asked, and while some questions are common for us, they are not common knowledge for the general public. As a follow-up to last month’s Frequently Asked Auto Questions, the agents
Read MoreDisability income insurance claims have increased dramatically over the last several years. It seems that there are also a large number of claim being denied. Insurance companies claims departments have been told to “tighten-up.” Claims that would have once been routinely paid are now being denied due to industry trends, misunderstandings, lack of consumer knowledge,
Read MoreAt the Kasmann Insurance Agency in Columbia, Missouri, we regularly take phone calls and answer our customer’s questions about their auto coverage. Sometimes, we’ll notice a trend in the questions asked, and while some questions are common for us, they are not common knowledge for the general public. The agents in our office have compiled
Read MoreFor many years, especially when the estate tax exemption was low, the focus of estate planning strategies with life insurance often shifted to how the minimum premium can be leveraged for maximum death benefit. With the 2017 estate tax exemption at $5.49M for individuals and $10.98M for married couples, the time may be ripe for
Read MoreFor those of you over 30, you probably remember a time when there was a stigma around meeting people “from the Internet.” You were probably also taught as a child to never get into cars with strangers. Fast forward to 2017 – a time full of technology, smart phones, apps, and ridesharing. Ridesharing is literally
Read MoreA Key Person is someone whose skills, knowledge, and/or experience make them vital to the company’s continued success.
Read MoreWhat does Memorial Day mean to you? Perhaps it signifies the first day of summer marked by back yard pool parties, barbecues, and baseball. It is so much more than opening day for community pools or a three-day weekend, though.
Read MoreASSET – A resource having economic value that an individual, corporation or country owns or controls with the expectation that it will provide future benefit.
Read MoreMark Twain once said, “A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain.” The agents at Kasmann Insurance would like you to know that we will happily sell you an umbrella and we’ll even help you use it
Read MoreEleanor Roosevelt once said, “Learn from the mistakes of others. You can’t live long enough to make them all yourself.”
Read More“Good morning! Thank you for calling Kasmann Insurance, this is Bill.” “Hi Bill, this is Mr. Jones and I need to turn a claim this morning.” “Oh no, I’m sorry to hear that Mr. Jones. What happened?” “My wife lost her wedding ring.” “Did you have the ring scheduled on an Inland Marine?”
Read MoreSpring doesn’t officially begin for a few more weeks and everything outside looks so dreary and feels so cold. We haven’t had much snow this year, but we have had enough unseasonably warm days teasing us to make it seem as though the grass has been dead for years now. Are you having a
Read MoreQuestion: I received non-taxable life insurance proceeds, valued at $80,000 and want to share it with another sibling. Will my sibling have to pay taxes on the money?
Read MoreWhen it comes to financial planning, many people have a wide variety of goals that extend far beyond simply securing a monthly income stream during retirement—which means that standard annuity and life insurance products may fall short.
Read MoreIn an effort to show just how important pets are to an employee and employers’ well-being, Auto Owners has partnered with FIGO Pet Insurance and announced its new Pet Health Insurance Plan offered through Kasmann Insurance Agency.
Read MoreWhen it comes to purchasing insurance for your car(s), home, business, or even life, it is always a good idea to shop around. Insurance is a competitive industry and you may be bombarded with advertisements offering to save you an average of $436 per year with one company; or faster, easier online service with another.
Read MoreAnne has always enjoyed the flexibility and challenges of working for small businesses, and in 2013 she joined a fledgling insurance agency in Pennsylvania. She has held a Producer’s license for three years, and specializes in Personal Lines here at Kasmann.
Read MoreAs a successful business owner you do not like surprises – especially when it comes to money. That’s why it is important to plan for unexpected events that may affect your business. Have you thought about what would happen if one of your co-workers were to die unexpectedly? Where would you get the money
Read MoreAs a society, we generally like to be prepared for emergencies, don’t we? As consumers, we are happy to buy things that protect us and the safety of our families. You’ve seen deer whistles for sale in stores and you may know people who have them, or have some yourself.
Read MoreAnother year is winding down to a close. The leaves have already fallen and the temperature will continue to. We were safe on the road during Halloween, we have already completed our Fall Home Maintenance checklists, we have made our holiday shopping lists and are doing our best to protect our identities. Now what?
Read MoreLong Term Care includes a wide range of medical and support services for people with a degenerative condition (e.g. Parkinson’s, stroke, etc.), a prolonged illness (cancer) or cognitive disorder (Alzheimer’s). Long Term Care is not necessarily medical care but rather “custodial care.” Custodial care involves providing an individual assistance with activities of daily living or
Read MoreIt’s the unofficial start of the holiday shopping season and it’s called Black Friday for a reason. Over the past 30 years, the amount of money shoppers spend on the Friday after Thanksgiving has provided many companies the ability to turn a profit for the year, finally getting “out of the red” and “into the
Read MoreThey’ve got their costumes, the month couldn’t seem to go by fast enough, and now they are anxiously anticipating the sugar…otherwise known as Trick-or-Treating. Halloween is one of a kid’s favorite holidays each year and they tend to get so enthusiastic about it that they forget about safety. Even if you aren’t responsible for
Read MoreIt’s finally fall! For lots of folks fall means cooler weather, a change in wardrobe (get out your sweaters, corduroy, and suede!), leaves changing beautiful colors, and the ever popular pumpkin spice. For home insurance professionals, it means it’s time to prepare your home for cold temperatures! The agents at Kasmann Insurance would like you
Read MoreIf you have lived in mid-Missouri for any length of time, you have probably experienced a hail storm. They typically happen around here a few times every year with hail season coming to an end in October. It’s fairly easy to see if you have hail damage to the exterior of your vehicle, but
Read MoreAs a client of Kasmann Insurance, you’ve probably met and/or worked with Shannon Kasmann. The agency featured an article about her a few months ago in which she joked that her other full-time job is as an animal advocate and volunteer. Shannon has been proudly serving as a volunteer with Columbia’s Second Chance for over
Read MoreSchools are back in session and summer is almost over. Perhaps you couldn’t find the time to get away this summer, but are looking for a little adventure before temperatures cool down. Maybe you’re planning a trip this fall and are looking for ideas. Did you know Missouri has 453 small towns with populations less
Read MoreOn the money you have saved and/or invested, would you rather pay Federal taxes now, later or do not pay them at all?
Read MoreDo you have a child that is attending college this year? We want to make sure your son or daughter has the proper coverage.
Read MoreWe are pleased to introduce you to Stacey Page, our Commercial Specialist on the Kasmann team. Stacey has been employed in the insurance industry for 25 years and has held a Producer’s License that entire time. Her experience includes small agency offices to large corporate branches, including Personal Lines Underwriting with Auto-Owners Insurance, our preferred
Read MoreIn general, when you think about insurance agents, we doubt the first cliché that comes to mind is “kids in a pet shop.” That’s exactly how we feel right now though, because we have an exciting new product to offer our clients! FIGO Pet Insurance has recently partnered with Auto-Owners and we can now provide
Read MoreThe Fourth of July is fast approaching and with it, the peak of summertime fun chock-full of picnics, barbeques, parades, ice cream, and of course, fireworks. It’s usually a really exciting day for people of all ages! It’s also a crazy busy day for dog shelters, since more dogs run away on this holiday
Read MoreRemember the “Baby Swimming and Surviving” video floating around Facebook or YouTube in years past? It shows a toddler in a blue fuzzy sleeper falling into an in-ground swimming pool at home and then he simply kicks to reach the surface and rolls safely on to his back. Brace yourselves, it’s pool season again,
Read MoreYou probably know Progressive has been selling Auto Insurance for quite some time now, right? We’ve all seen the commercials with Flo, whether she’s with her family or on an adventure with a sparkly unicorn. Progressive is now offering Homeowner’s Insurance in Missouri, too! Kasmann Insurance Agency is one of the only agencies in Columbia
Read MoreMay is the month to remember Memorial Day, which is also sometimes still referred to as, “Decoration Day.” This national holiday has been celebrated for almost 150 years as a time to remember family and loved ones who served in our military and have passed before us.
Read MoreWe are pleased to introduce you to one of our skilled insurance agents on the Kasmann team, Shannon Kasmann. Kasmann Insurance Agency was orginally Sampson Insurance and founded by Shannon’s grandfather, Norris Sampson, in 1923. Shannon loves working with her family and carrying on the insurance legacy of what is now a third generation business.
Read MoreYou know that dog in the neighborhood who looks all cute and cuddly, but really likes to try to make a snack out of every jogger that runs by? Maybe that’s your dog? If so, it’s in your best interest to make sure your homeowner’s or renter’s insurance covers your furry (possibly devilish) pal. That’s
Read MoreJust like superheroes, at Kasmann Insurance we have sidekicks. Unlike most superheroes, our sidekicks happen to have four legs and a tail. We are so excited to introduce to you our fun-loving, furry friends!
Read MoreRemember last year in November when it seemed like the whole state of Missouri was underwater? We do too. It was reported by the University of Missouri Climate Center as the wettest November on record for Missouri. The average monthly total of rainfall was nearly 8 inches, 5 inches above normal. With all of that
Read MoreJohn has an ongoing joke that he likes to do things in 30 year blocks. He has been in the insurance industry for 30 years, taught Risk and Insurance a Mizzou for 30 years and was married to his wife for 30 years. The First 30 Years John grew up in Boulder, Colorado. Eventually, he
Read MoreIn elementary school, getting picked first for the dodgeball team at recess was one of the best compliments. It meant you were a smart, agile competitor and the team captain wanted you more than anyone else. Kasmann Insurance Agency recently had the adult, insurance equivalent to that feeling, and we are so excited to share
Read MoreKasmann Insurance is a third-generation Independent Insurance Agency. Instead of selling insurance for one company, we are able to tap into the resources and expertise of many different companies. This allows us to provide you with the best plans and options for all your personal and business insurance needs.
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