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There are approximately 76 million baby boomers currently living in our country.  Studies show that 52-70% of them will require long-term medical care due to a chronic illness, injury, disability, or age-related issues. Medicare and most private health plans do Read More »

HELPFUL INFORMATION FROM OUR PARTNERS AT FOREMOST INSURANCE PROVIDED BY   If you’re a parent, it’s hard to keep an eye on what your teens do 24/7, including what they do on social media. Make sure they aren’t putting Read More »

You’ve probably figured it out by now, but the agents at Kasmann Insurance love pets, especially the rescued variety. We would like to introduce you to Luka!  Luka is a mini-dachshund that was left at a local veterinarian’s office and Read More »

AN ARTICLE FROM OUR PARTNERS AT AUTO-OWNERS INSURANCE: Don’t Allow Your Business to Fall into these Common Coverage Gaps With the daily grind of project management, subcontractors, and employees, many entrepreneurs simply do not have the time to consider which Read More »

Electric scooters have arrived in your college town! Now what? How will they be regulated by the local government? Who will be held liable for injuries or damage? Will your personal insurance cover you?

AN ARTICLE FROM OUR PARTNERS AT AUTO-OWNERS INSURANCE: Do you share ownership in a business? If so, what would happen to your company if one of the owners were to pass away? A buy-sell agreement funded with life insurance could Read More »

Thinking about renting out a room in your home for a little extra cash? According to AirBNB, you could make up to $455 monthly by renting out one room in your home.  That may seem like a nice addition to Read More »

AN ARTICLE FROM OUR PARTNERS AT TRAVELERS INSURANCE: By Scott Humphrey Second Vice President, Risk Control CO is a colorless, odorless gas produced by the incomplete burning of any carbon-containing material, including gasoline, natural gas, propane, coal or wood. CO Read More »

A lot has changed in the past couple years since we first wrote about ridesharing (the service where you obtain a ride through a smartphone app for a fee). There are several transportation network companies (TNC’s) who provide this service; Read More »

An article from our partners at Auto-Owners Insurance:   Estimating Your Life Insurance Needs It’s that time of year, again: Time to reset the new year with a resolution. What type of resolutions have you set for this year? Was Read More »

While the agents at Kasmann Insurance are no longer the party animals we once were, our pets try to make up for it!  Enjoy photos of our dogs and cats partying the night away to ring in 2019.  We wish Read More »

Throughout the year, Kasmann Insurance has focused our efforts on educating our clientele about commercial insurance. To wrap this year up, we would like to dedicate December to people who work from home.  According to Global Entrepreneurship Monitor, more than Read More »

As a business owner, you have already purchased insurance to protect your liability, property, autos and workers.  Throughout this year, the agents at Kasmann Insurance have stressed the importance of certain commercial coverages that we receive a lot of questions Read More »

Equipment breaks. We’ve got a coverage for that!  What would you do if your business equipment experienced a mechanical breakdown and your production and business income suffered as a result?  Let the agents at Kasmann Insurance Agency help you mitigate Read More »

If you have been unable to tell, either by visiting their website or office, the agents at Kasmann Insurance are crazy about animals.  More specifically, they are crazy about fostering and rescuing cats and dogs in the Columbia community.  You’ve Read More »

Are you a business owner with a commercial auto policy? Or, are you an employee furnished with a company car? Do you know if you have proper coverage when you drive a rented or borrowed vehicle? Let Kasmann Insurance Agency Read More »

You’ve heard of Workers’ Compensation – it’s the insurance that employers purchase for their employees to cover any work-related injuries or illnesses. Federal employees are covered under the Federal Workers’ Compensation program, but all other workers in the country are Read More »

  Our country has seen an increase in mass shootings in recent years, especially in seemingly safe places like schools and churches.  Because churches are public buildings, and often boast open door policies with little to no security, they have Read More »

Click here to read the content About the Publication: Columbia Business Times “Columbia’s only B2B magazine that provides an in-depth analysis of business issues and the key personalities that impact our community. Your resource for business news, networking, professional development, and nonprofit opportunities.”    

Mark it on your calendar – May 26th and 27th – and come enjoy free parking and admission to the 30th Annual Salute to Veterans Corporation Memorial Day Weekend Celebration Airshow! Click here for the 2018 Public Service Announcement

  When was the last time you heard news about a major corporation suffering from a data breach?  Last week? Today? Big companies receive big media attention, but did you know that 71% of cyber attacks are on small businesses? Read More »

  Nonprofit organizations operate differently than for-profit businesses; therefore, they have different risks and insurance needs.  While all organizations should have General Liability Insurance (often referred to as “slip and fall insurance”), the amounts and types of insurance needed beyond Read More »

The premium for certain commercial insurance policies is based on the classification of business and on how much business is done (payroll, sales, etc.).  General liability, liquor liability, and workers compensation rates are initially estimated at the beginning of the Read More »

Join us on a journey through time! We began as the Sampson Agency in 1923, later converted to the Sampson-Kasmann Agency in 1962, and after Norris Sampson’s retirement in the late 1960’s, the name became Kasmann Insurance Agency, Inc as Read More »

Just like superheroes, the agents at Kasmann Insurance have sidekicks. Unlike most superheroes, our sidekicks happen to have four legs and a tail. We introduced you to our fun-loving, furry friends once before, but there have been quite a few Read More »

We are pleased to introduce the newest member of the Kasmann team, Jeff Murphy.  Insurance is pretty effortless for Jeff; he has over ten years of experience as an independent agent, and prior to that, he spent more than five Read More »

Whole life is the most versatile financial instrument ever devised for the protection of families and businesses and the creation and enhancement of wealth. To appreciate the great values of this type of life insurance protection, this article explores how Read More »

Have you noticed your auto insurance rates keep creeping up every renewal?  You’re not alone.  In fact, it is probably one of the biggest complaints insurance agents currently hear.  If you haven’t had any tickets or accidents, and your car Read More »

If you watch television you are probably familiar with commercials for the Gerber Grow-Up® Plan.  “For just pennies a day, you can help your child get off to a good financial start!”  Doesn’t that sound like a fantastic idea? As Read More »

Summer is about over, which means it’s almost time for our favorite, furry Stephen’s Lake Park event, otherwise known as Paws in the Park.  As a client of the Kasmann Insurance Agency, you probably already know Shannon Kasmann. Aside from Read More »

Long Term Care insurance (LTCi) is an extremely important part of a financial plan. LTC insurance came into existence approximately 35 years ago. As a result, we are experiencing constant change in the types of policies available in addition to Read More »

At the Kasmann Insurance Agency, we regularly take phone calls and answer our customer’s questions about their coverage. Sometimes, we’ll notice a trend in the questions asked, and while some questions are common for us, they are not common knowledge for Read More »

Disability income insurance claims have increased dramatically over the last several years. It seems that there are also a large number of claim being denied. Insurance companies claims departments  have been told to “tighten-up.” Claims that would have once been Read More »

At the Kasmann Insurance Agency in Columbia, Missouri, we regularly take phone calls and answer our customer’s questions about their auto coverage.  Sometimes, we’ll notice a trend in the questions asked, and while some questions are common for us, they Read More »

For many years, especially when the estate tax exemption was low, the focus of estate planning strategies with life insurance often shifted to how the minimum premium can be leveraged for maximum death benefit. With the 2017 estate tax exemption Read More »

For those of you over 30, you probably remember a time when there was a stigma around meeting people “from the Internet.”  You were probably also taught as a child to never get into cars with strangers.  Fast forward to Read More »

A Key Person is someone whose skills, knowledge, and/or experience make them vital to the company’s continued success.

What does Memorial Day mean to you? Perhaps it signifies the first day of summer marked by back yard pool parties, barbecues, and baseball.  It is so much more than opening day for community pools or a three-day weekend, though. Read More »

ASSET – A resource having economic value that an individual, corporation or country owns or controls with the expectation that it will provide future benefit.

  Mark Twain once said, “A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain.”  The agents at Kasmann Insurance would like you to know Read More »

Eleanor Roosevelt once said, “Learn from the mistakes of others.  You can’t live long enough to make them all yourself.”  

  “Good morning! Thank you for calling Kasmann Insurance, this is Bill.” “Hi Bill, this is Mr. Jones and I need to turn a claim this morning.” “Oh no, I’m sorry to hear that Mr. Jones. What happened?” “My wife Read More »

  Spring doesn’t officially begin for a few more weeks and everything outside looks so dreary and feels so cold. We haven’t had much snow this year, but we have had enough unseasonably warm days teasing us to make it Read More »

Question: I received non-taxable life insurance proceeds, valued at $80,000 and want to share it with another sibling. Will my sibling have to pay taxes on the money?

When it comes to financial planning, many people have a wide variety of goals that extend far beyond simply securing a monthly income stream during retirement—which means that standard annuity and life insurance products may fall short. 

In an effort to show just how important pets are to an employee and employers’ well-being, Auto Owners has partnered with FIGO Pet Insurance and announced its new Pet Health Insurance Plan offered through Kasmann Insurance Agency.

When it comes to purchasing insurance for your car(s), home, business, or even life, it is always a good idea to shop around.  Insurance is a competitive industry and you may be bombarded with advertisements offering to save you an Read More »

Meet Anne Reynolds

Please welcome the newest agent on the Kasmann team, Anne Reynolds, who comes to us from Bucks County, Pennsylvania.  Anne has always enjoyed the flexibility and challenges of working for small businesses, and in 2013 she joined a fledgling insurance Read More »

  As a successful business owner you do not like surprises – especially when it comes to money. That’s why it is important to plan for unexpected events that may affect your business. Have you thought about what would happen Read More »

  As a society, we generally like to be prepared for emergencies, don’t we?  As consumers, we are happy to buy things that protect us and the safety of our families.  You’ve seen deer whistles for sale in stores and Read More »

  Another year is winding down to a close. The leaves have already fallen and the temperature will continue to.  We were safe on the road during Halloween, we have already completed our Fall Home Maintenance checklists, we have made Read More »

Long Term Care includes a wide range of medical and support services for people with a degenerative condition (e.g. Parkinson’s, stroke, etc.), a prolonged illness (cancer) or cognitive disorder (Alzheimer’s). Long Term Care is not necessarily medical care but rather Read More »

  It’s the unofficial start of the holiday shopping season and it’s called Black Friday for a reason.  Over the past 30 years, the amount of money shoppers spend on the Friday after Thanksgiving has provided many companies the ability Read More »

  They’ve got their costumes, the month couldn’t seem to go by fast enough, and now they are anxiously anticipating the sugar…otherwise known as Trick-or-Treating.  Halloween is one of a kid’s favorite holidays each year and they tend to get Read More »

  It’s finally fall!  For lots of folks fall means cooler weather, a change in wardrobe (get out your sweaters, corduroy, and suede!), leaves changing beautiful colors, and the ever popular pumpkin spice. For home insurance professionals, it means it’s Read More »

  If you have lived in mid-Missouri for any length of time, you have probably experienced a hail storm.  They typically happen around here a few times every year with hail season coming to an end in October. It’s fairly Read More »

As a client of Kasmann Insurance, you’ve probably met and/or worked with Shannon Kasmann.  The agency featured an article about her a few months ago in which she joked that her other full-time job is as an animal advocate and Read More »

Schools are back in session and summer is almost over.  Perhaps you couldn’t find the time to get away this summer, but are looking for a little adventure before temperatures cool down.  Maybe you’re planning a trip this fall and Read More »

On the money you have saved and/or invested, would you rather pay Federal taxes now, later or do not pay them at all?

Do you have a child that is attending college this year? We want to make sure your son or daughter has the proper coverage.

We are pleased to introduce you to another one of our skilled agents on the Kasmann team, Stacey Page. Stacey has been employed in the insurance industry for 19 years and has held a Producer’s License that entire time. Her Read More »

In general, when you think about insurance agents, we doubt the first cliché that comes to mind is “kids in a pet shop.” That’s exactly how we feel right now though, because we have an exciting new product to offer Read More »

  The Fourth of July is fast approaching and with it, the peak of summertime fun chock-full of picnics, barbeques, parades, ice cream, and of course, fireworks.  It’s usually a really exciting day for people of all ages!  It’s also Read More »

  Remember the “Baby Swimming and Surviving” video floating around Facebook or YouTube in years past?  It shows a toddler in a blue fuzzy sleeper falling into an in-ground swimming pool at home and then he simply kicks to reach Read More »

You probably know Progressive has been selling Auto Insurance for quite some time now, right?  We’ve all seen the commercials with Flo, whether she’s with her family or on an adventure with a sparkly unicorn. Progressive is now offering Homeowner’s Read More »

  May is the month to remember Memorial Day, which is also sometimes still referred to as, “Decoration Day.”  This national holiday has been celebrated for almost 150 years as a time to remember family and loved ones who served Read More »


We are pleased to introduce you to one of our skilled insurance agents on the Kasmann team, Shannon Kasmann. Kasmann Insurance Agency was orginally Sampson Insurance and founded by Shannon’s grandfather, Norris Sampson, in 1923. Shannon loves working with her Read More »

dog liability

You know that dog in the neighborhood who looks all cute and cuddly, but really likes to try to make a snack out of every jogger that runs by? Maybe that’s your dog? If so, it’s in your best interest Read More »

Just like superheroes, at Kasmann Insurance we have sidekicks. Unlike most superheroes, our sidekicks happen to have four legs and a tail. We are so excited to introduce to you our fun-loving, furry friends!

Remember last year in November when it seemed like the whole state of Missouri was underwater? We do too. It was reported by the University of Missouri Climate Center as the wettest November on record for Missouri.  The average monthly Read More »

We are pleased to introduce you to the newest member of the Kasmann team, insurance agent, John Bangs. John has an ongoing joke that he likes to do things in 30 year blocks. He has been in the insurance industry Read More »

In elementary school, getting picked first for the dodgeball team at recess was one of the best compliments. It meant you were a smart, agile competitor and the team captain wanted you more than anyone else. Kasmann Insurance Agency recently Read More »

Kasmann Insurance is a third-generation Independent Insurance Agency.  Instead of selling insurance for one company, we are able to tap into the resources and expertise of many different companies.  This allows us to provide you with the best plans and Read More »