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Mark Twain once said, “A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain.”  The agents at Kasmann Insurance would like you to know that we will happily sell you an umbrella and we’ll even help you use it in the event of a downpour.  We, of course, are referring to insurance and the protection offered under an Umbrella Policy.

What is an Umbrella Policy?

Umbrella insurance is designed to provide an extra layer of liability coverage above and beyond what your personal home or auto insurance policies provide.  You can purchase liability coverage ranging from $1 million to as high as $10 million.  If you are faced with a serious at-fault accident, injury on your property, or lawsuit due to your negligence, you may find yourself responsible for bodily injury or property damage that exceed the liability limits on your auto, home, renter’s, boat, or recreational vehicle policies.  An Umbrella policy can help with your legal defense and protect your assets against a large financial judgment.


Who Needs an Umbrella?

Anyone who owns and operates a vehicle and owns a home or condominium is vulnerable to legal action and significant lawsuit settlements.  If you have a swimming pool, boat, ATV. Motorcycle, rental property or even a dog, your liability exposure and need for extra protection are even greater.  Umbrella protection is not just for the rich and famous, it is for everyone, and companies have designed it to be comprehensive, as well as affordable.


Insure With the People You Trust

The Kasmann Insurance Agency is contracted with several different carriers who offer Umbrella policies.  We are happy to assist you in determining an appropriate amount of coverage needed to protect your assets and we can help get a plan in place for you today.  Umbrella quotes are fast and simple, and coverage usually averages around $15-25 per month.  Don’t get caught in the rain! Call the agents at Kasmann Insurance to help you select the right umbrella to protect you, and your family.