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Commercial Insurance

Equipment breaks. We’ve got a coverage for that!  What would you do if your business equipment experienced a mechanical breakdown and your production and business income suffered as a result?  Let the agents at Kasmann Insurance Agency help you mitigate your commercial losses with a wide variety of coverages and options, including Equipment Breakdown.

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Are you a business owner with a commercial auto policy? Or, are you an employee furnished with a company car? Do you know if you have proper coverage when you drive a rented or borrowed vehicle? Let Kasmann Insurance Agency help!  Let us answer your questions to clear up any confusion about whether you, your spouse, and/or your employees have the coverage they need, when they need it.

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Our country has seen an increase in mass shootings in recent years, especially in seemingly safe places like schools and churches.  Because churches are public buildings, and often boast open door policies with little to no security, they have become more susceptible to mindless acts of violence.  Do you know if your church has put any safety measures into place so you continue feeling safe while sitting in service on Sunday morning?  Does your church even know where to begin?  Kasmann Insurance Agency would like to share some tips from our top church insurer, GuideOne Insurance.

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When was the last time you heard news about a major corporation suffering from a data breach?  Last week? Today? Big companies receive big media attention, but did you know that 71% of cyber attacks are on small businesses? In fact, according to Industry and Business, 95% of credit card breaches reported by Visa Inc. are from small businesses customers.  It is no longer a matter of if; it is a matter of when your business will be attacked. How would your business recuperate from a data breach costing an average of $36,000, or possibly even upwards of $50,000?

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Nonprofit organizations operate differently than for-profit businesses; therefore, they have different risks and insurance needs.  While all organizations should have General Liability Insurance (often referred to as “slip and fall insurance”), the amounts and types of insurance needed beyond that depends on the work being done, services provided, or people involved.   More >