The “Hallmark Holiday” in February is Valentine’s Day on the 14th. While February is not the month where we promote Life Insurance Awareness, it is when the insurance industry celebrates “Insuring Your Love.” While you have your sweetie, and perhaps other loved ones on your mind, we want to take this time to also remind you how important it is to insure your life for those people you love.
Life insurance is for anyone who loves someone else. It offers a contract where you pay a small monthly premium, so that after your death, a large, predetermined amount of money is left behind for whomever you choose. Rates are determined by the applicant’s age, so you’ll want to make this purchase earlier in in your life, rather than later. We know it’s hard to imagine adding more to your monthly bills right now, but a small premium is much easier to work-in now while you’re presumably healthy, than a substantial premium would be down the road when you’re older and your health may have declined. You’ll also have peace of mind with the knowledge that you are investing in the future of your loved ones and you will save money off your other insurance with Auto-Owners through multi-policy discounts. Sometimes we find smaller term-life policies even pay for themselves after we calculate the discounts on your auto and home rates!
How do you decide which life product is best for you? Click here to read more about the difference in policy types
Call Stacey at 573-442-1105 for quotes on life insurance, today! We primarily promote Auto-Owners life products, but we do have other carrier options available through a brokerage.
Commercial Corner
Speaking of saving money with Life Insurance Multi-Policy Discounts, did you know that as a business-owner insured through Auto-Owners, you can save up to 2% off each one of their commercial policies by purchasing certain life products? Life, Health or Annuity discounts apply for policies that are owned by the business and written on an owner, partner, key employee or corporate officer of the business. There are certain face value amounts required for the discount, depending on the product type. Call Stacey for rates to insure your business’ owner, or key-person, and to find out how much you can save on your other policies!
Insure with the People you Trust
When the world seems a bit crazy around us, focus on what matters most to you. Investing in life insurance for your loved ones may be the most important decision you make this year. Family is just as important at Kasmann Insurance Agency as it is to you and we understand that affordable protection is more important now than ever. Send us an email or give us a call at 573-442-1105 with any questions about life insurance products, rates, or for any of your other insurance needs.