Disability Insurance

Disability is more common than you think and can happen to anyone, anywhere:
1 in every 5 Americans are classified as disabled.
A person suffers a disabling injury every 8 seconds.
Over 90% of disabling accidents and illnesses are not work related.

Disability often keeps people out of work:
Over 3 in 10 workers entering the workforce today will become disabled before retiring.
43+% of all 40 year-olds will suffer a disability lasting at least 90 days prior to 65.

Disability can cause severe financial hardship:
Disability causes 50% of mortgage foreclosures, compared to 2% caused by death.
Half of all personal U.S. bankruptcies, affecting 2 million people, were due to medical bills.

Most Americans can’t afford to become disabled and Social Security and Work Comp are rarely enough to cover the costs.

Let us help you evaluate your risk and help you work through the options you might be eligible for.