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Throughout 2023, we saw constant and consistent increases in insurance premiums at renewals, regardless of individual claims history or driving records. The infographics below help explain the many factors effecting Auto and Homeowners Insurance premiums. While there are many factors that influence rates, national claim frequency and severity remain top contributors. According to the National

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Chances are, your insurance rates have increased recently, even if you haven’t had any claims, accidents, or tickets. Industry forces and climate change are at work, and Auto-Owners explains more in the graphics below.

Renting a car for your next vacation or weekend get-away? If you have Comprehensive and Collision coverages on your Auto Insurance, it will most likely carry over to your rental car, unless you’re renting outside of the United States. In that case, you may need to purchase insurance in the country you’re visiting. But what

This article from Big I: Independent Agent Magazine explores why car repair times have increased dramatically over the last few years. Do you have sufficient Rental Reimbursement coverage to help keep you moving until your vehicle is fixed? Call your favorite Agent at 573-442-1105 to review your policy today!