Kasmann Insurance Proudly Sponsors 14th Annual Paws in the Park

Posted in: Community, What’s New

Summer is about over, which means it’s almost time for our favorite, furry Stephen’s Lake Park event, otherwise known as Paws in the Park.  As a client of the Kasmann Insurance Agency, you probably already know Shannon Kasmann. Aside from helping run things at the agency, Shannon jokes that she has a second full-time job

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Long Term Care

Posted in: Facts & Tips, Long Term Care Insurance, What’s New

Long Term Care insurance (LTCi) is an extremely important part of a financial plan. LTC insurance came into existence approximately 35 years ago. As a result, we are experiencing constant change in the types of policies available in addition to makeup of the “typical buyer” of LTCi. This type of insurance includes a wide range

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Frequently Asked Homeowner’s Questions

Posted in: Homeowners Insurance, What’s New

At the Kasmann Insurance Agency, we regularly take phone calls and answer our customer’s questions about their coverage. Sometimes, we’ll notice a trend in the questions asked, and while some questions are common for us, they are not common knowledge for the general public. As a follow-up to last month’s Frequently Asked Auto Questions, the agents

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Disability Income Claims Are on the Rise

Posted in: Commercial Insurance, What’s New

Disability income insurance claims have increased dramatically over the last several years. It seems that there are also a large number of claim being denied. Insurance companies claims departments  have been told to “tighten-up.” Claims that would have once been routinely paid are now being denied due to industry trends, misunderstandings, lack of consumer knowledge,

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Frequently Asked Auto Questions

Posted in: Auto Insurance, What’s New

At the Kasmann Insurance Agency in Columbia, Missouri, we regularly take phone calls and answer our customer’s questions about their auto coverage.  Sometimes, we’ll notice a trend in the questions asked, and while some questions are common for us, they are not common knowledge for the general public.  The agents in our office have compiled

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Time to Revisit Cash Value Life Insurance

Posted in: Life Insurance Corner, What’s New

For many years, especially when the estate tax exemption was low, the focus of estate planning strategies with life insurance often shifted to how the minimum premium can be leveraged for maximum death benefit. With the 2017 estate tax exemption at $5.49M for individuals and $10.98M for married couples, the time may be ripe for

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