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Click here to read the content About the Publication: Columbia Business Times “Columbia’s only B2B magazine that provides an in-depth analysis of business issues and the key personalities that impact our community. Your resource for business news, networking, professional development, and nonprofit opportunities.”

Mark it on your calendar – May 26th and 27th – and come enjoy free parking and admission to the 30th Annual Salute to Veterans Corporation Memorial Day Weekend Celebration Airshow! Click here for the 2018 Public Service Announcement

  When was the last time you heard news about a major corporation suffering from a data breach?  Last week? Today? Big companies receive big media attention, but did you know that 71% of cyber attacks are on small businesses? In fact, according to Industry and Business, 95% of credit card breaches reported by Visa Inc.

  Nonprofit organizations operate differently than for-profit businesses; therefore, they have different risks and insurance needs.  While all organizations should have General Liability Insurance (often referred to as “slip and fall insurance”), the amounts and types of insurance needed beyond that depends on the work being done, services provided, or people involved.  

The premium for certain commercial insurance policies is based on the classification of business and on how much business is done (payroll, sales, etc.).  General liability, liquor liability, and workers compensation rates are initially estimated at the beginning of the policy term.  Once the policy term expires, or the policy is cancelled, the insurance company

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