Time to Revisit Cash Value Life Insurance

Posted in: Life Insurance Corner, What’s New

For many years, especially when the estate tax exemption was low, the focus of estate planning strategies with life insurance often shifted to how the minimum premium can be leveraged for maximum death benefit. With the 2017 estate tax exemption at $5.49M for individuals and $10.98M for married couples, the time may be ripe for

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Are You an Employer With Key Persons?

Posted in: Commercial Insurance, Life Insurance Corner, What’s New

A Key Person is someone whose skills, knowledge, and/or experience make them vital to the company’s continued success.

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Life Insurance As An Asset

Posted in: Life Insurance Corner, What’s New

ASSET – A resource having economic value that an individual, corporation or country owns or controls with the expectation that it will provide future benefit.

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Common Life Insurance Mistakes

Posted in: Life Insurance Corner, What’s New

Eleanor Roosevelt once said, “Learn from the mistakes of others.  You can’t live long enough to make them all yourself.”  

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Who Pays Taxes on Life Insurance?

Posted in: Life Insurance Corner, What’s New

Question: I received non-taxable life insurance proceeds, valued at $80,000 and want to share it with another sibling. Will my sibling have to pay taxes on the money?

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Single Premium Whole Life Takes Guesswork Out of Estate Planning

Posted in: Life Insurance Corner, What’s New

When it comes to financial planning, many people have a wide variety of goals that extend far beyond simply securing a monthly income stream during retirement—which means that standard annuity and life insurance products may fall short. 

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