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Auto Insurance

For those of you over 30, you probably remember a time when there was a stigma around meeting people “from the Internet.”  You were probably also taught as a child to never get into cars with strangers.  Fast forward to 2017 – a time full of technology, smart phones, apps, and ridesharing.  Ridesharing is literally summonsing a stranger from the Internet for a ride in their car.  Doesn’t that seem a little ironic?

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When it comes to purchasing insurance for your car(s), home, business, or even life, it is always a good idea to shop around.  Insurance is a competitive industry and you may be bombarded with advertisements offering to save you an average of $436 per year with one company; or faster, easier online service with another. The agents at Kasmann Insurance would like to remind you why it is a great idea to have an Independent Insurance Agent on your side. More >

As a society, we generally like to be prepared for emergencies, don’t we?  As consumers, we are happy to buy things that protect us and the safety of our families.  You’ve seen deer whistles for sale in stores and you may know people who have them, or have some yourself.  More >

Do you have a child that is attending college this year? We want to make sure your son or daughter has the proper coverage.

Dorm, apartment, or does it matter?

Where your college student lives while they are attending school is what helps determine the coverage they need.  Did you know that your homeowner’s insurance policy most likely provides a coverage extension to your child while they are a student living in a dorm room?  Most homeowner’s policies automatically provide a 10% extension of the Personal Property Coverage limit for your full-time student away from home.  Some carriers have certain time limit provisions regarding theft, and may require an additional endorsement if your child is over 24 years old, or a part-time student.  Please call us to verify that your particular homeowner’s policy will extend coverage to your child residing in a dorm.

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